http://www.prisonerofdebt.com/n6.html Debt settlement: Have you settled your debt to society? (Or at least to your creditors?) With debt settlement, you can. en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0 If you're struggling with your bills, just making the required minimum payments on your credit cards, it's like trying to dig a hole with a spoon to get out of that prison. But enrolling in a debt settlement plan is like using a shovel (or a jackhammer) instead of a spoon. Good debt settlement companies can be your jackhammer. Debt Settlement Defined When you choose debt settlement as your weapon of choice to fight off your debt, you can pay off your debt at 30-50 cents on the dollar. However, you have to come up with that new, lower amount all at once. Let's say you owe $10,000 in credit card debt and your creditors allow you to settle it at 50 cents on the dollar. You now owe only $5,000. But you have to pay the $5,000 all at once. Some debt settlement companies will give you up to a year to pay it off, and some with give you up to three years. Debt Settlement and Your Credit If you have another debt elimination option available, you might want to use that. Debt settlement will blemish your credit, but it's not as bad as filing for bankruptcy. Still, you could enroll in a debt settlement program or get a debt consolidation loan to pay off your debt. Those programs are even less damaging, but you won't be out of debt for five years. Still, if you're just paying the required monthly minimum, it will take you 18-30 years to pay off your debt, with no time off for parole or good behavior. The least damaging form of debt help is a debt consolidation mortgage. Those don't affect your credit any more than refinancing your house, because that's basically what you're doing. BUt, there are so many debt settlement services to choose from that you should always take your time and get a good idea about them all. If you want to find a debt settlement company, or any other one of the many debt settlement programs, search the Internet. It's rife with possibilities. Let the help of an accredited debt settlement service help to free you from the chains of debt. Sat, 26 Jul 2008 15:00:00 EDT http://www.prisonerofdebt.com/n49.html If a debt settlement program is the only thing that can rescue you from debt, go for it. You might pay a lot for that debt settlement program, but your won freedom will be worth it. en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0 http://www.prisonerofdebt.com/n31.html Debt settlement services - What can you do to protect yourself and get out of debt? Why, with debt settlement services, of course! en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0 http://www.prisonerofdebt.com/n30.html How would a debt settlement service release you from the chains of debt? Find out here and let Prisoner of Debt be your debt settlement service for all of your needs. en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0 http://www.prisonerofdebt.com/n24.html Debt settlement programs are the key to a debt free future. Find out what perks you can expect from your debt settlement programs. en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0 http://www.prisonerofdebt.com/n23.html Debt settlement company - a very effective way to reduce and eliminate debt. Here are some great tips on how to find the best debt settlement company. en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0 http://www.prisonerofdebt.com/n22.html Debt settlement companies are your one-way ticket to financial freedom. Here's what to expect from debt settlement companies. en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0