http://www.prisonerofdebt.com/n47.html Debt free plans are the best way to get out of debt. What are your debt free plans? en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0 If professional debt free plans are not part of your personal debt free plans, they need to be. How Do You Plan to Go it Alone? When you are in debt, there is one way you can go it alone and have success, and that's by transferring all of your credit card balances to a 0% interest credit card. But that's assuming a number of things, like: The bulk of your debt is credit card debt You can actually pay the balance off during the 0% introductory rate (that's right--0% is usually an introductory rate that only lasts six months to a year, depending on the card) There are no balance transfer fees There's no annual fee You are not already "overextended" (meaning you have not been extended too many cards with high limits) If this plan won't work for you, the only other way to go is through one of the five professional debt free plans available--debt consolidation, debt consolidation loans, debt consolidation mortgages, debt settlement or student loan debt consolidation. You might think all of these debt free plans are the same, but the truth is that they're all very different. To know which one will help get you debt free in the most efficient manner possible, you'll need to contact a debt management company. Once they implement your plan, they may even suggest or provide you with credit counseling so you can not only go debt free but also excel in debt free living. Sat, 26 Jul 2008 15:00:00 EDT